Finance Solutions for Care Business Buyers & CQC Startups

Are you buying a care business or launching a new CQC-registered service like domiciliary care or supported living?

I work with a panel of trusted finance referral partners who specialise in care sector funding, helping providers access the capital they need — fast, simple, and tailored to the unique needs of regulated services.

We help with:

• Bridging loans for urgent acquisitions or leaseholds

• Invoice factoring for smoother cashflow on local authority contracts

• Umbrella company advances to fund early staffing

• Business loans for CQC application, setup, and mobilisation

• Start Up Loans for new entrants to the sector

• Acquisition finance for buying trading care businesses

• Asset and equipment finance

• Commercial mortgages for care-specific properties

  
  

Whether you're buying an existing provider or registering your first service, we help you get financially set up from day one.

Bridging Loans	Short-term finance used to "bridge" the gap between purchasing a property or business and securing longer-term funding. Ideal for care providers needing quick access to capital for acquisitions, deposits, or urgent expansion. Typically repaid within 3–24 months.
Invoice Factoring	A funding solution where care providers receive up to 90% of invoice value upfront, helping to manage cashflow while waiting on delayed payments from councils or the NHS. Especially useful for providers scaling quickly or with longer payment terms.
Umbrella company	Umbrella payroll companies can advance wages to care workers while waiting for invoice payments. Useful for startup supported living or dom care agencies working under FSCA compliance. Also simplifies PAYE, holiday pay, and pension management.
Accounting	Professional accounting support ensures your business remains compliant with HMRC, manages cashflow, and submits accurate financial reports. Often includes bookkeeping, payroll, VAT returns, and guidance on director pay and tax efficiency.
HR Systems	Digital HR tools streamline staff onboarding, compliance, rota management, DBS tracking, training, and holiday scheduling. Essential for CQC compliance and managing a growing domiciliary or supported living workforce.

Start with a quick, no-obligation email and let our partners find the right solution for your growth plans.